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Medical coverage becomes effective the first day of the month after an employee completes 90 days of continuous employment. For AMMC employees, spouse, or dependent covered by the AMMC Health Plan, the Business Office will adjust off any deductibles and co-payments due after insurance has paid on the account. For any AMMC employee, spouse, or dependent covered by another insurance plan or with no coverage, the Business Office will adjust off to 25% of the total charges. Dependents include spouses, minor children, or students covered on parent's insurance. In most cases that will take care of the patient's portion after insurance, but may not in all cases.
For the most part that means you will not have any out-of-the pocket expenses if you use hospital services, like Lab and X-Ray. Physician charges will be billed as normal.
Fulltime employees may choose to enroll in a dental plan. Coverage provided include such dental services as cleanings, diagnostic x-rays, fillings, tooth extraction, crown and bridge work. There is no monthly premium for the employee and a modest charge for family coverage.
The hospital provides basic group term life insurance coverage for full time employees in the amount of one times the employee's annual base wages and salary.
Fulltime employees may purchase additional life insurance for themselves from one to seven times their annual salary. Employees may also choose to purchase life insurance coverage for spouses and dependent children. Coverage for a spouse can be up to 50% of the employee's coverage. Coverage for children between the ages of 14 days and 19 years of age (or 23 years of age if full-time students) in the amount of $10,000 per child is available.
AMMC provides long-term disability benefits after you have completed one year of full time service.
Employees may set aside money on a pre-tax basis to pay for certain out-of-pocket medical care and dependent care expenses. Employees may choose how much to contribute to the accounts, up to the maximum under the plan, which is deducted from the employee's paycheck before taxes are taken out. When an individual incurs an expense that qualifies for reimbursement, he/she pays the bill and is then reimbursed with tax-free money from his/her own reimbursement account.
Other available voluntary insurances are listed below:
- Cancer
- Accident
- Specified Health Event
- Short Term Disability
- Intensive Care
- Sickness Indemnity
- Vision
Employees may save for their retirement and help reduce their taxable income by participating in the hospital's 403 (b) or 401(k) plans. You are eligible to participate in the 403(b) plan after three months of service. You are eligible to participate in the 401(k) pan after one year of services. For the 401(k) plan AMMC will match dollar for dollar up to 4% of your annual base wages and salary. You are immediately vested under this plan.
Scholarships and Tuition Reimbursements are available for employees and members of the community who are pursuing a degree in healthcare related fields.
AMMC will provide tuition assistance to those who are seeking continuing education, which is related to employment. Any tuition assistance must be approved by Administration in advance.
AMMC has an on-site wellness center and employees receive discounted membership fees.
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